Payment flows

Understanding and implementing the appropriate payment flow is crucial to provide a seamless and secure payment experience for your users.

At Centili, we offer a variety of payment flows, each tailored to specific user scenarios and requirements. In this section, we will outline the features, implementation steps, and best practices for the following payment flows:

PIN flow

The PIN flow allows users to complete a payment by entering a unique personal identification number (PIN) associated with their account. This flow is particularly useful for users who prefer a quick and straightforward payment process.

Premium SMS flow

The Premium SMS flow enables users to make payments by sending a text message with a specific keyword or shortcode. This flow is commonly used in mobile payment scenarios and offers simplicity and convenience.

Handshake flow

The Handshake flow adds an extra layer of security and confirmation to the payment process. It typically involves a two-step process where users first send a keyword to a shortcode to express their intent to make a payment. They then receive an MT message with instructions on the next message to send in order to complete the payment. This flow helps prevent unauthorized transactions and ensures a higher level of user consent.

URL Redirect flow

The URL Redirect flow involves redirecting users from our platform to an external partner for payment processing. When users initiate a payment, they are redirected to a secure payment page hosted by our trusted partner. This flow provides a seamless and trusted payment experience while leveraging the expertise and infrastructure of our payment partner.